Copyright © 2017 Optima Financial Services Ltd. All Rights Reserved.
Optima Financial Services Limited is authorised and regulated by the Financial Conduct Authority.
FCA reference no. 192289 see https://register.fca.org.uk
Optima maintains a written complaints procedure and you may refer to Financial Ombudsman Service see www.financial-ombudsman.org.uk.
Services coverered by Financial Services Compensation Scheme up to £85,000 - see www.fscs.org.uk
Optima Financial Services Limited are Chartered Financial Planners and members of the Society of Pension Consultants.
Registered in Scotland No 202196, 2 Bon Accord Square, Aberdeen, AB11 6DJ
Directors or Partners pension arrangements
Optima has many years of experience in establishing, managing and advising on all aspects of a Directors and Partners benefit arrangements which include Small Self Administered Pension schemes and Self Invested Personal Pension Plans. Many of these arrangements have involved the purchase or development of property as a pension asset.
Recruitment support advice
We have assisted a number of clients in evaluating benefit issues relating to a potential member of staff. In some instances we have been asked to speak with a potential staff member to assist them in understanding what is being offered and how this compares to existing benefits or their demands.
Redundancy / Exit support and advice
Optima have provided advice to both employers and employees on how they might structure a package to support and achieve the intended outcome.
Due Diligence advice
Optima has supported the completion of due diligence exercises relating to corporate sale and purchase transactions.
Defined benefit schemes services
Optima has assisted a number of companies, together with their employees, to make the transition from Defined Benefit (Final Salary) pension scheme to a Defined Contribution (Money Purchase) pension scheme.
This is an area that not only requires specialist knowledge and advice but is highly regulated and policed by both the Pensions Regulator and Financial Conduct Authority, especially where the employees are being offered the opportunity to transfer benefits from the old scheme to a new scheme.
Optima can also provide the following services to assist a company &/or the trustees &/or the members :-
Please contact Tony Harvie, Director, if you wish to discuss our services in more detail.