Copyright © 2017 Optima Financial Services Ltd. All Rights Reserved.
Optima Financial Services Limited is authorised and regulated by the Financial Conduct Authority.
FCA reference no. 192289 see https://register.fca.org.uk
Optima maintains a written complaints procedure and you may refer to Financial Ombudsman Service see www.financial-ombudsman.org.uk.
Services coverered by Financial Services Compensation Scheme up to £85,000 - see www.fscs.org.uk
Optima Financial Services Limited are Chartered Financial Planners and members of the Society of Pension Consultants.
Registered in Scotland No 202196, 2 Bon Accord Square, Aberdeen, AB11 6DJ
Who we are
Optima Financial Services Ltd is an independent financial advisory firm located in Aberdeen with a history stretching back from 1990.
We are advice-led and operate on a fee basis. We have been awarded Corporate Chartered Financial Planner status and are members of the Society of Pensions Consultants reflecting the breadth of senior specialist qualifications held by the directors and staff. We pride ourselves on the integrity of the advice and solutions provided and this is reflected by the duration of many of the client relationships.
The large majority of our new clients are introduced by other professional concerns such as accountants, lawyers, investment managers and HR consultants or by referral from existing clients.
What we do
We provide financial planning advice to individuals, trusts and corporate clients.
The service provided to individuals includes personal retirement planning, pension benefit commencement, investment and estate planning.
The service provided to trusts includes investment advice, cashflow management and often employee benefit services.
Employee benefit advice to companies and partnerships and charities includes group pension provision and the commonly provided associated staff benefit arrangements. We also provide advice in further specialist areas which includes pension and retirement planning for directors and partners
How we do it
The services are provided via specialist teams supporting the respective areas of Personal Financial Planning and Employee Benefit Services. Each client has a dedicated adviser and personal service team consisting of usually two or three qualified and experienced staff available to assist. This approach provides continuity and the in-depth coverage which clients benefit from and appreciate.
We have and will continue to invest heavily in market leading systems and specialist support to deliver services to our clients.
Clients are provided with meeting notes detailing agreed actions and for larger exercises we adopt a project management based approach to delivering the agreed outcomes.
We always look for opportunities to work with a clients other advisers where this can deliver enhanced and better co-ordinated outcomes for a client.